Harvard Business School Case Solution Free Essays

CEO Assignment #1 Bank Analysis – Decomposition of ROE FIN 420 – Bank Management Summary: Utilizing data contained within the Uniform Bank Performance Report (UBPR) of a local bank, decompose the company’s 12/31/11 financial performance as well as information for its peer group. Analyze the results. Available Banks:Bank of Holland Grand River Bank Mercantile Bank Macatawa Bank Format:Part #1 – Obtaining Information †¢ Obtain bank financial information from UBPR †¢ Complete decomp Excel worksheet †¢ Compare bank financial information to peer group †¢ Calculate ROA, ROE, and several bank ratios based on data Part #2 – Analyzing Information †¢ What were the three largest differences between your Bank and its peer group in the core ROE decomposition analysis? †¢ How did the drivers (#1-3) help to understand the ROE decomposition? †¢ Are there any drivers that could provide a better understanding of the Bank’s performance? †¢ What was the largest surprise about your Bank in relation to its performance and comparison to peer group? †¢ Identify three strategic initiatives that the Bank CEO could implement to improve performance? Identify the benefits of such initiatives but also the related costs to implement these initiatives. We will write a custom essay sample on Harvard Business School Case Solution or any similar topic only for you Order Now Sources:https://cdr. ffiec. gov/public/ManageFacsimiles. aspx 1) Select â€Å"Uniform Bank Performance Report† under the â€Å"Report† drop down menu 2) Type the name of the bank you select under â€Å"Institution Name† Hand in:1) ROE Decomposition Excel Worksheet 2) Memo to the CEO of the Bank you analyzed addressing the questions contained in part #2 above. Memo is to be no longer than two pages (0. 75 inch margins, font 11, Times New Roman). All charts/tables should be included in appendices at the end of the two page memo. DUE DATE: September 24, 2012 (beginning of class)* *Late assignments will be penalized 10% per day How to cite Harvard Business School Case Solution, Essay examples

Successful Entrepreneurs Ventures Samples †MyAssignmenthelp.com

Question: Discuss about the Successful Entrepreneurs' Ventures. Answer: Introduction The concept of entrepreneurship is not an idea of management, but it can reside in the zeitgeist of contemporary culture as well. An entrepreneur is a person who manages an enterprise with an initiative of his/her own. The starting of entrepreneurship is not a sudden occurrence; it starts in their brain since long. The risk is an integral part of entrepreneurship as it is a brave venture against the financial security. The idea of business must be innovative and assessment of customers' needs should be there. In this essay, three successful entrepreneurs' ventures will be described and analysed. Moreover, the entrepreneurs' success, failure, motivation, external and internal factors of doing a business will be explained. Airbnb: Airbnb is an entrepreneurship venture started in the year 2008, August in San Francisco. This venture is now served globally dealing in hospitality and online marketplace. This is internet based venture and this can be accessed through the company website and mobile application system. Airbnb helps people to take a short-term lodging for holiday purposes, vacation rentals, hotels, home-stays and apartment rentals (Airbnb.com, 2017). However, Airbnb does not own any lodging; they just act as a broker or third party service between hosts and guests. This company takes a percentage or fees in each booking. Airbnb business venture started with an email that was sent by Joe Gebbia to Brian Chesky. At that time, both of the founders had no job and they were unemployed. They were looking for extra cash. During this time, all hotel rooms were booked and no room was available in San Francisco. Both of them decided to buy a few airbeds and gave their rooms in rent. In the following morning, they made a website named Air Bed and Breakfast. They decided to charge the room $8p per night. One Indian man took the room with other three. Then, Harvard graduate Nathan Blecharczyk managed to join them. Three of them made another website at NXSW in the year 2008 (Businessinsider.in, 2017). However, in initial stage, they had only two users of the website. In the later stage, they went to meet investors; however, the investors were not convinced. Fifteen angel investors and eight other investors rejected their idea. They met Y Combinator and this startup accelerator invested with funding. The three guys started visiting places and took photographs of hosts. Lastly, in the year 2009, they launched Airbnb. It was clear that Joe Gebbia and Brian Chesky followed their instinct to make money from the business. However, they did not want to do the job and started their own business and that could give them flexibility in working. Brian Chesky shared his academic background was industrial relation and it taught him to design the product. His learning in his academic life helped him to grow in the business. The external factor of the political condition of U.S at that time was stable and people needed more hotels with cheap price. During Obamas election campaign, the website was not getting popularity, so, they decided to sell cereal boxes in the street. This marketing strategy gave them $30,000 into their account. In later time, in Denver, people needed rooms for staying during election and they used their website to attract customers. Moreover, they did not have employment during the beginning phrase. They needed investors to invest in their ventures. Their great idea and proper timing to do business lastly became successful. In the previous time, this type of online platforms was there (such as Windu), however, they added their innovation that played a role to attract the hosts and guests. They developed an online mobile app that allowed the users to book their home stays at any places. They could not evade the law of market and they snatched success by serving the consumers. Creativity and innovation in product helped them to grab the success. However, the venture faced challenges of invest funding and making the people aware of their business. Their activity of making the business was not easy as they need funding and information about hosts places. The first act of making the business in hospitality sector without having prior experience brought them success. The hospitality sector is always viable and people invest money in this sector for accommodation. The same product that lacked the people interest traditionally gave attributes with alternative benefits over time and it must create disequilibrium in the market, this concept of disruptive innovation gave success to Airbnb (Guttentag, 2015). Secondly, they found investment, however, in a first few cases; they did not get any investment. They did not lose hope. Lastly, Sequoia Capital invested $600,000 in Airbnb. The founders had capabilities of human and social expertise with perception to use the creative resources and they used the market opportunity (Zolbanin Zadeh, 2017). Later, in 2011, they expand the business in internal sector, first in Germany. Creation of value is important and the founders started to click pictures of their host accommodation places of their own. They used smoke and carbon monoxide detectors in the rooms of hosts to ensure safety. Most importantly, their dedication, perseverance and hope played a major role. The founders of the Airbnb worked both for in engaging in arbitrage and innovation to add features in their venture. Zambrero: Zambrero is an Australian based restaurant chain that served Mexican food to the consumers. This venture was first started in the year 2005 in Canberra (Zambrero.com, 2017). Sam Prince was the founder of the food chain and he himself is a medical practitioner. While he was studying as a medical student, he worked in a Mexican restaurant. At the age of 21, he started his new business venture for noble cause. He uses his business money to help the needy people, donate his money to good purposes. He has given 14 million meals to the developing world. Sam Prince is an industrialist, humanitarian and his focal point is societal work. Sam Prince was an immigrant from Sri Lanka to Australia. Since his childhood, he has been feeling a sense of inspiration to help the poor and needy class. However, this must be the internal motivation for him to establish his start-up. His parents always inspired him to help the poor section and young people. Brother of Sams mother had died because they did not have money to cure him. Sam thought that he should do something for poverty stricken class as cultural impacts affect the entrepreneurial activities (News.com.au, 2017). As a doctor, he knows his roles as human beings and his fundamental responsibilities. Sam followed many successful people in his life in order to become one of them. He reads voraciously and kind of books In addition, the external factor of the economic condition of developing countries, Sam feels pity for the poor people. Sam wanted to do something for the global economic condition of the poor and distress people. Apart from economic factors, sociocultural factors of immigrant people, Sam wanted to do something for the education of people, healthcare and human rights. Moreover, he started his business with $17,000 and now its net worth $294 million having stores in New Zealand, Australia, Hong Kong, Ireland and other places (Theaustralian.com.au, 2017). First, Social-entrepreneurship is a type of busies where entrepreneurs use speedy method of using consumerism with meagre quality (Cullen, Johnson Parboteeah, 2014). Helping-mentality for poor and needy class, he wanted to start his entrepreneurship and donated his money for creating reasonable employment and to provide standard living to people. Moreover, he worked in the emergency department in the hospital and understood the needs of the people in case of emergency. Sam believes that one must have the same rigour in running a business as an aid-organisation also. Second, Sam believes that before doing any work, one must have an understanding of it. Thus, he met many people who are successful, he has read many books. Uses the help of scrutinising the statistics and computing helped Sam to analyse the data of marketing. As environmental factors and policymakers impact the entrepreneurial activities, he collected knowledge about the market and industry condition (Galindo Mndez, 2014). Third, as stated by Griffiths, Gundry Kickul (2013), entrepreneurs are shown to give value on nonfinancial measures, these include job satisfaction, autonomy, social causes, work-life balance and these provide emphases on value creation and exploitation of market. Sam's entrepreneur activities gave sustained competitive advantage and to enter market equilibrium. Qantas Qantas Airways is Australias largest airline. However, it is the third oldest airlines in the world. This organisation was established in the year 1920; however, it started its operation in the year 1921 (Qantas.com, 2017). It was started by Hudson Fysh, Paul McGinness, Fergus McMaster and Arthur Baird. McGinness along with Fysh made understand McMaster about their plan of air service. They fired with enthusiasm and they started investment. It was established after the World War I. Technological innovation of aeroplanes that time lured the founders to start an airline company. That time, the founders of the airlines found that growth of airlines has steady growth. The internal motivations of the founders were new emerging airlines industry. The organisation was founded in Queensland. The first aircraft of the organisation was Avro 540K. The first movement of aeroplane was from Longreach to Brisbane. External motivations of the founders were a political condition of the nation as the nations were that time under World War I (Chang, Park, Jeong Lee, 2014). The internal motivation of value creation and self-motivation to create something new aggravated their idea to open a business in the new industry. The founders had the motivation to do something out-of-box and exploring something new enthralled them. As stated by Sarina Wright (2015), entrepreneurial value creation can be done through entrepreneurial understanding of micro-level (group and individual) and macro-level (strategy, theory and policy). First, the activity of brainstorming the business plan made the successful as founders of Qantas made a tie up with Imperial Airways in Britain to form a new company. The founders of Qantas always started to explore another stone in business with new opportunity and new adventure (Galindo Mendez, 2014). Second, the entrepreneurs should know the concept of market opportunity and discovery of consumers perception (Cullen, Johnson Parboteeah, 2014). Operation of changing the means of transport in the uncertain environment was the motto of the Qantas founders and they started to work under domestic network. In the beginning, Qantas provided the passenger services, mail courier services and doctors services. Third, the successful activity of next marketing move was fruitful for the business ventures of Qantas founders as innovation is necessary for any start-up. The founders started its business to work on the international basis. Venturing overseas was a fruitful result for Qantas. Conclusion Entrepreneurs have innovative mind and have background knowledge of service or products they offer. Successful entrepreneurs realise that focusing on specific services or goods is necessary to set the target market. Entrepreneur people have various kinds of external and internal factors that motivate them to start a venture. In case of Airbnb, need for money and employment made the start the venture. However, in case of Zambrero, Sam wanted to help the poor and needy people and started a million dollars organisation. Same is true for Qantas although this organisation was established in long ago. References A fast food education. (2017).Theaustralian.com.au. Retrieved 5 September 2017, from https://www.theaustralian.com.au/archive/business/a-fast-food-education-sam-prince/news-story/2a88a404259ace361c122e85c725af20 Airbnb "ramen-profitable.". (2017).Business Insider. Retrieved 5 September 2017, from https://www.businessinsider.in/How-3-guys-turned-renting-an-air-mattress-in-their-apartment-into-a-25-billion-company/A-month-later-Airbnb-finally-picked-up-a-600000-seed-investment-from-Sequoia-Capital-in-April-2009-Chesky-describes-it-as-going-from-only-eating-leftover-cereal-to-ramen-profitable-/slideshow/51114256.cms Australia 2017: Top 20 Holiday Lettings Australia, Holiday Rentals Apartments - Airbnb Australia. (2017). Airbnb. Retrieved 5 September 2017, from https://www.airbnb.com/s/Australia Chang, Y.T., Park, H.S., Jeong, J.B. Lee, J.W., (2014). Evaluating economic and environmental efficiency of global airlines: A SBM-DEA approach.Transportation Research Part D: Transport and Environment management,27, 46-50. Cullen, J. B., Johnson, J. L., Parboteeah, K. P. (2014). National rates of opportunity entrepreneurship activity: Insights from institutional anomie theory.Entrepreneurship Theory and Practice,38(4), 775-806. Galindo, M. ., Mndez, M. T. (2014). Entrepreneurship, economic growth, and innovation: Are feedback effects at work?.Journal of Business Research,67(5), 825-829. Griffiths, M. D., Gundry, L. K., Kickul, J. R. (2013). The socio-political, economic, and cultural determinants of social entrepreneurship activity: An empirical examination.Journal of Small Business and Enterprise Development,20(2), 341-357. Guttentag, D. (2015). Airbnb: disruptive innovation and the rise of an informal tourism accommodation sector.Current issues in Tourism,18(12), 1192-1217. Homsombat, W., Lei, Z. Fu, X., 2014. Competitive effects of the airlines-within-airlines strategyPricing and route entry patterns.Transportation Research Part E: Logistics and Transportation Review,63, 1-16. News.com.au (2017). Retrieved 5 September 2017, from https://www.news.com.au/finance/business/retail/how-young-rich-lister-sam-prince-built-the-zambrero-fast-food-empire/news-story/67f37140c5d399dfec7acd4501f57d6 Pad, T. (2017).The Airbnb Founder Story: From Selling Cereals To A $25B Company.Get Paid For Your Pad. Retrieved 5 September 2017, from https://getpaidforyourpad.com/blog/the-airbnb-founder-story/ Sarina, T., Wright, C. F. (2015). Mutual gains or mutual losses? Organisational fragmentation and employment relations outcomes at Qantas Group.Journal of Industrial Relations,57(5), 686-706. Small Beginnings | Qantas. (2017).Qantas.com. Retrieved 5 September 2017, from https://www.qantas.com/travel/airlines/history-beginning/global/en Zambrero. (2017). Zambrero.com. Retrieved 5 September 2017, from https://www.zambrero.com Zolbanin, H., Zadeh, A. H. (2017). Data Analytics for Digital Entrepreneurship: A Case Study on Airbnb. International journal of entrepreneurship. 29(2), 23-34

Automobile Industry in India Essay Essay Example

Automobile Industry in India Essay Essay Chennai histories for 60 % of the country’s automotive exports. In melody with international criterions to cut down vehicular pollution. the cardinal authorities unveiled the criterions titled ‘India 2000’ in 2000 with later upgraded guidelines as ‘Bharat Stage’ . These criterions are rather similar to the more rigorous European criterions and have been traditionally implemented in a phased mode. with the latest upgrade acquiring implemented in 13 metropoliss and subsequently. in the remainder of the state. The Automotive Industry has flourished in Pune Region in Maharashtra. What were the particular conditions were at that place for this development. Still Indian autos are non considered as a category in itself compared to European autos. India’s strong technology base and expertness in the fabrication of low-cost. fuel-efficient autos has resulted in the enlargement of fabricating installations of several car companies like Hyundai. Nissan. Toyota. Volkswagen and Maruti Suzuki In recent old ages. India has emerged as a taking centre for the industry of little autos. Indian trade names: AMW ( Asiatic motor works- Commersial vehicles ) . Eicher Motors ( tractors. Buss. constituents ) . Force ( Bajaj Tempo ) . Hindustan motors ( Birla. Ambassador auto. Joint venture with Mitsubishi ) . Premier ( Padmini. Moved from Mumbai to Pune ) . Tata. Mahindra. BharatBenz. We will write a custom essay sample on Automobile Industry in India Essay specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Automobile Industry in India Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Automobile Industry in India Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Per capita incursion at around nine autos per 1000 people is among the lowest in the universe. While the industry is extremely capital intensifier in nature in instance of four-wheelers. capital strength is a batch less for two-wheelers. Though three-wheelers and tractors have low barriers to entry in footings of engineering. four Wheelers is engineering intensive. Costss involved in branding. distribution web and spare parts handiness addition entry barriers. With the Indian market traveling towards following with planetary criterions. capital outgo will lift to take into history future safety ordinances. Car big leagues increase profitableness by selling more units. As figure of units sold additions. mean cost of selling an incremental unit comes down. This is because the industry has a high fixed cost constituent. This is the cardinal ground why operating efficiency through increased localisation of constituents and maximising end product per employee is of significance. Maruti Suzuki. which is the market leader in PVs. had to cover with labour work stoppages at its works at Manesar as a consequence of which production was badly hit. As gasoline monetary values firmed up. the derived function between gasoline and Diesel widened. Therefore. there was a rush in demand for diesel autos. Most companies faced force per unit area at the operating degree as borders declined due to lift in input costs. Steep depreciation of the rupee besides took its toll. Tractors: While good monsoon is a positive for the sector. given the fact that non-farm incomes have continued to mount up. volumes should still keep up good in the longer run despite a twelvemonth or two of hapless monsoons. denationalization of choice province conveyance projects bodes good for the coach section.

Entropy vs. Atrophy

Entropy vs. Atrophy Entropy vs. Atrophy Entropy vs. Atrophy By Mark Nichol Entropy is the uncertainty or disorder in a system. In a technical sense, it is the gradual breakdown of energy and matter in the universe; in casual usage, it refers to degradation or disorder in any situation, or to chaos, disorganization, or randomness in general. The stem -tropy, from the Greek word trope, means â€Å"change† or â€Å"turn.† It’s easily confused with a similar-sounding but unrelated word: atrophy, which refers to physical or psychological decline: Atrophy, which serves as a verb as well, stems from the Greek word trephein, which means â€Å"to nourish†; the prefix a- indicates antonymic form, as in apolitical or atheism. Atrophy can also mean poor development or loss of a part of an animal or plant, and in that sense it’s related to dystrophy, which in general refers to a condition resulting from poor nutrition, though it’s more familiar as part of the phrase â€Å"muscular dystrophy†; that, by contrast, identifies a hereditary disease that results in wasting away of muscle tissue. Trophy, however, meaning â€Å"a prize† or â€Å"a memorial,† is despite the ph spelling from trope, not trephein. (It evolved from a second sense of trope as â€Å"a rout, a victory.†) It’s related, therefore, to the English word trope, which refers to a figure of speech or a clichà © (a â€Å"turn† of phrase); the primary sense of that word is â€Å"a device or theme,† as in a common and perhaps trite plot element in a war movie or a tearjerker. Trop- features at the head of other words, too: tropic, referring to the two parallel lines of latitude that cross over the tropics, and tropism, which means â€Å"a tendency, inclination, or propensity.† The syllable also appears in numerous medical and scientific terms, such as autotropism and somatotropin. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:"Based in" and "based out of"How to Punctuate Descriptions of Colors20 Tips to Improve your Writing Productivity

Sustainability and population density Dissertation

Sustainability and population density - Dissertation Example The chief issue in such a situation is the creation of effective governance by the various State authorities that must necessarily work towards maintaining a sustainable development (SD) program, and apply adequate restraints on the human demand for natural resources, in order to protect the natural supply. 1.1 Sustainable development Sustainable development  (SD) refers to use of natural resources that aims at satisfying human needs, while safeguarding the  environment,  in order to create a developmental plan that aims that aims at meeting not only the requirements of the present generation but also that of the future generations. The term sustainable development was first coined by the  Brundtland Commission,  which defined it as the word as "which implies meeting the needs of the present without compromising the ability of future generations to meet their own needs† (United Nations, 42/187 Report of the World Commission on Environment and Development, 1987; WCED, 1987). Fig 1: Sustainable Development: Components, Scenarios, Consequences, this diagram shows the path of sustainable development that creates a link between the past, present, and future generations (Winograd and Farrow, 2002, 4). ... Sustainable development links the concerns that arise out of  bearing the total capacity  of  the natural resources  along with social pressures. In 1970, we find that the term "sustainability" was used to characterize an  economy  that was "in equilibrium with basic ecological support systems" (Stivers, 1976). SD can be divided into three basic parts:  environmental  protection,  social  sustainability, and economic progress (fig 2). Fig 2: A Visual Representations of Sustainable Development through pillars and circles, showing the three basic components (Adams, 2006, 2). Sustainable development is a quantitative variable and can be measured through observations on how well a community is adhering to the needs and conjectures of the present and future citizens. There are various indicators to measure the SD within a community. 1.2 Sustainability indicators Indicators are essential part of any process that helps to evaluate how much of the work done has achieved t he desired target, while also indicating how much work remains to be done. An appropriate indicator makes one aware of an existing problem, and helps to assess the various measures to fix the problem. Indicators of a sustainable development refer to the areas that form a weak connection between environmental protection, economic development, and social sustainability. Sustainability indicators reflect the close interrelation that exists between the three different dimensions for SDs, which are represented in the figure below: Fig 3: A diagram showing the close interactions between environment, the economy, and social sustainable measures of SD (Sustainable Measures, What is an indicator of sustainability? 2010). As seen in the above diagram the environmental or natural

The Importance of Performance Related Pay in Motivating Employees Research Proposal

The Importance of Performance Related Pay in Motivating Employees - Research Proposal Example There has been several studies on the same topic; however, the findings are varied. Nonetheless, most of the researches that investigated the same area revealed that in longer run performance-related pay (PRP) is not motivating for the employees (Boachie-Mensah and Dogbe, 2011; Forest, 2008; Marsden et al., 2000; Perry et al, 2009). The researches quoted the reason for demotivating effects of PRP as biased appraisal systems and its effects on employees who are not benefited from PRP techniques. These findings are accomplished by several researchers but PRP is still in practice which indicates that there must be something behind this technique that motivates employers to use it in their organisations. These differences in theory and practice indicate a need to link PRP techniques for employee motivation with entire compensation system (practises) to ensure its positive effects are realised. The underpinning issue identified by this study is that how PRP can be integrated into the compensation system in a way that it works as a motivational tool for the workforce. The findings from other research studies that guide the stance of this study are stated below; Based on these findings it cannot be said directly that PRP is not motivating but it can be said that fair appraisal systems may help motivate employees and encourage them to achieve the set standard. This study explores how the issues identified by the research in PRP can be tackled and how it can be used as a strong motivation tool. The guiding statement for this research is that PRP is motivating however there should be elements that needs to be integrated if performance related pay is to be used as a motivational tool. Now the question is what elements can make PRP motivational for employees. Perry et al (2009) suggested that in order to make PRP work, it is important to focus on robust

Confidence Interval of Proportions Assignment Example | Topics and Well Written Essays - 500 words

Confidence Interval of Proportions - Assignment Example 1) Have you completed the weekly reading assignment? Yes I have. 2) For the first problem, what is the Margin, and what are the lower and upper confidence limits? The margin of error is 0.0568 and the confidence interval is between .2933 and .4067 or simply (29.33% to 40.67%). 3) For the second problem, what is the Margin, and what are the lower and upper confidence limits? The margin of error is 0.03624 and the confidence interval is between .286 and .3585 or simply (28.6% to 35.85%). 4) For the third problem, what is the required sample size? The required sample size is 545. 5) Does the confidence interval estimate vary from sample to sample? Yes it does. A large sample size improves the precision of the confidence interval (Rumsey, 2005). This is because large sample size results to smaller standard errors meaning that the confidence interval will be narrower and clear-cut .As such, the choice of the sample size influences the confidence interval to use. 6) What percentage of all confidence interval estimates contains the true population parameter? The percentage will depend on the confidence level from the given problem or the significance level (alpha) that the researcher has decided to use.